Blue Cross Blue Shield (www.bcbs.com) was founded more than 70 years ago and is a national federation of 39 independent, community-based and locally operated Blue Cross and Blue Shield companies. The company is headquartered at 225 North Michigan Avenue, Chicago, IL 60601. BCBS provides over 102 million individuals and families’ nationwide top-quality, affordable health insurance plans. More than 80% of physicians and 90% of hospitals contract with Blue Cross Blue Shield companies. BCBS offers a variety of health insurance products, including 71.6 million in PPOs, 11.7 million in traditional fee-for-service programs, 14.8 million in HMOs, and 4.8 million in point-of-service products. The company’s website has additional information on flexible spending accounts, health maintenance organizations, health savings accounts, health reimbursement arrangements, indemnity and traditional coverage, POS, and preferred provider organizations. In addition, BCBS has a list of frequently asked questions and a dictionary of all common healthcare coverage terms. The website also has articles on how health insurance works, how much health insurance actually costs, how to share the costs, and things you can do regarding your health coverage. Lastly, Blue Cross and Blue Shiled are offering Medicare Advantage and Medicare Prescription Drug Plans throughout the country. Health insurance quotes can be requested online at BCBS’s website.

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